Tag: smoking

How does smoking affect the cost of UK life insurance?

Posted by – April 2, 2013

How does smoking affect the cost of UK life insurance?

Smoking can affect the size of your life insurance premiums in two different ways. Firstly, most providers will charge a smoker’s premium to anyone that says they have smoked within the last twelve months. However, there is another way that smoking affects premiums and that is by deciding the insurance band you will be assigned to. Insurers generally assign every applicant to one of three insurance bands depending on their level of health. These are: Standard, Preferred and Preferred Plus.

If you have smoked within the last year you will probably be assigned to the Standard band, no matter how often you exercise or how healthily you eat. Generally, insurers will not allow anyone into the Preferred band unless they can say they have not smoked within the last three years, and five years for the Preferred Plus band.

 

Over the course of your insurance term the difference in premiums between those classed in Preferred and Preferred Plus bands will usually amount to thousands of pounds. This means that even if you identify as a non-smoker, smoking can make a huge difference to the cost of your life insurance.

The most important difference is between regular smokers and those who have smoked within the last twelve months. In 2011, Sainsbury’s Financial published research which said that the average annual life insurance premium for a smoker was £209.76 while for a non-smoker it was just £113.88.

Over the course of a standard twenty year insurance term the difference between them adds up to £1917.6. What’s more is that this is only an average. Many smokers will be paying far higher premiums than this on the basis of the fact that they smoke alone.

Other research by the Money Saving Expert calculates that the hidden insurance cost of smoking could amount to over £30,000 over twenty years. The problem with this research is that it is a deliberately unrepresentative number, calculated on the basis of someone who has purchased term assurance, critical illness insurance, private medical insurance and permanent health insurance. As such, this should be treated as a maximum figure that helps to illustrate the fact that smoking makes health insurance a lot more expensive. To read more about how they calculate these numbers, go to: http://www.moneysavingexpert.com/family/quit-smoking-cheaply

The biggest difference between smokers and non-smokers is found with term life assurance and critical illness insurance – the two most common types mentioned above. A non-smoker generally saves 55% on the first and 50% on the second compared to a smoker. Term assurance is a type of policy which consists of an agreement that the insurer will pay out a fixed sum (or occasionally that they will cover your mortgage) if you die within a fixed term. This is the most common kind of life insurance and, unfortunately, also the most expensive for smokers.

Critical illness insurance is a form of insurance policy that agrees to pay out if you are diagnosed with one of a list of critical illnesses. It is another type of policy popular in the UK as it generally allows people to provide for their families in the event that they are rendered unable to work as well as helping cover the costs of medical care. The Money Saving Expert calculates that there is an average £24,000 price difference between smokers and non-smokers for this type of policy over the course of a twenty year term.

With private medical insurance you will only achieve a saving of 5% as they are generally based more on an assessment of your current rather than of your lifestyle. Permanent health insurance, or insurance that agrees to continue to pay your salary or wage if illness prevents you from working, generally differs by about 25%. Yet again, this amounts to a cost of thousands of pounds over the duration of the plan.

What is clear from all of these figures is that there is never any time when the affect of smoking on an insurance policy is small. Any calculation of how much money you would save by giving up smoking (by spending less on cigarettes, chewing gum, air fresheners etc.) will be out by thousands of pounds if it does not also take into account the cost of your life insurance.

How does smoking affect the cost of UK life insurance? – Extract gratefully copied with permission from http://www.lifeinsure.co.uk


My name is Suzanne Zacharia and I am committed to spreading the word about health options. I believe that the more and better options one has, the more choice there is.

A virus caught along with 5 other students at university at the end of 1986, plus medical negligence, meant that I got smokers lung at a relatively young age. In desperation for help with my symptoms and quality of life, I turned to complementary therapy, and I have outlived one doctor’s prognosis by many years now.

Are You a Smoker Who Would Like To Stop?

I am now a complementary therapist, author of THE stop smoking book at http://www.quit-smoking-ebook.com, where you can buy the book wherever you live, If in the UK, you can buy it here:

Kinesiology-Based Bio-Feedback In My Cape Town Stop-Smoking Session

Posted by – August 18, 2011

Most people in Cape Town take a number of sessions to quit smoking, unlike my UK clients, who usually stopped in one session. This is because there are more factors tying a Capetonian to smoking. So we are left with a dilemma. A smoker who wants to stop smoking needs some reassurance that the methods are working. But the methods are chipping away at the smoking in each session rather than releasing it all in one. So I have come up with a reduction plan, which is becoming increasingly popular. At the end of each session, I would sit down with the client and agree a maximum number of cigarettes a day that they felt they could cut down to, giving them the confidence that their treatment was working.

However, although most now ex-smokers on this plan have done very well, some smokers came back discouraged that they could not stick to the plan. The problem was that the reduction was determined by the the clients’ subjective wish to succeed, want to save money on sessions and cigarettes, and need to be in control. It was not an objective assessment of the state of mind of the client. It usually was perfectly spot-on and worked, but when it did not, that was not good enough for me. I started doing kinesiology-based muscle-testing to objectively find root causes of the clients’ smoking desire, and that was both full of great revelations to the client, and it was also a great way to go beyond denialism, the greatest block in any smoker’s path to recovery. Once the smoker was face-to-face with what their mind-body was clearly saying, they owned it and worked with me to let it go. This was a great success. And then, I thought why not use the muscle-testing for an objective measure of the reduction that is right for each particular ex-smoker-to-be?! Well, I am pleased to say that it is working a charm.

Kinesiology-based muscle-testing is a way of using a muscle to tell us objectively what is going on in the mind-body. This ranges from pathogens to food intolerance to emotions. Muscles used for this bio-feedback mechanism are usually in an arm or leg. The muscle chosen gives two types of feedback; strong, and weakened. “Marcelle” (not her real name) came to see me in my Cape Town treatment studio for stopping smoking. At the end of her session, I wanted to know how many cigarettes she could reduce to. I was concerned, because we had a holiday coming up when she had to wait longer for her second session that I would have liked. She smoked 15 cigarettes a day when she came to see me, so I was worried about gauging this correctly. The muscle-test came up with a strong muscle when she repeated “I can easily reduce to 12 cigarettes a day”. And so we used this number for moving forward. Had we not used muscle-testing, Marcelle may have tried to cut down further, only to end up disappointed. This way, we knew what we were dealing with.

The target of 12 a day had indeed been successful. And then Marcelle’s mother made a very abusive visit, and Marcelle turned to cigarettes as a way out of the distress. So we treated this, and at the end of the second session, We tested for number of cigarettes again. 14 Gave a strong muscle, as did 12. At 11 cigarettes a day, the muscle started to wobble, and at 10, the muscle lost its strength. So we agreed to cut down to 11-12 a day until the next appointment.

At the next appointment, I was delighted to hear that not only was the 11-12 a day target realistic, but it was even bettered. The reason why was that Marcelle had tapped during a mother visit where her mother was again being abusive. Marcelle told me that she asked herself whether it would be better to tap and look silly or smoke and feel defeated, and she decided to tap. And so she was able to remain strong and even exceeded our expectations. If you are not familiar with tapping, this is a revolutionary new self-help and practitioner-application method called EFT that can help make you stronger. At the end of this session, we muscle-tested again. A maximum of 10, 9, 8, and 7 cigarettes a day all gave a strong muscle. The muscle started to wobble at 6 cigarettes a day and went weak at 5. And so we set a target of 6-9 a day.

After this, an unexpected ongoing disastrous situation happened in Marcelle’s life which the muscle-testing could not have predicted. We then changed the treatment to one of disaster management rather than forward progress. When the situation finally stopped, Marcelle went back to the program with a plan of 7 cigarettes a day. We then kept reducing till Marcelle reached zero number.

The muscle-testing made a big difference in showing Marcelle what her subconscious mind really wanted. This is because you cannot truly stop smoking unless all parts of you are in agreement. And many a smoker who is unsuitable for a one-session stop smoking program wants to fool themselves that they will stop in one session, and then they feel hopeless and ashamed when they fail. This is not to say that many smokers quit in one session. Many do. Of course they do. However, in high-stress places like Cape Town, where Marcelle is, most smokers need a bit longer than one session. And this is where muscle-testing can really help the person move forward. When the smoker literally sees their subconscious mind speaking to them, they do listen. It is a very powerful tool indeed.

© Suzanne Zacharia 2011. My name is Suzanne Zacharia and I am committed to spreading the word about health options. I believe that the more and better options one has, the more choice there is.

A virus caught along with 5 other students at university at the end of 1986, plus medical negligence, meant that I got smokers lung at a relatively young age. In desperation for help with my symptoms and quality of life, I turned to complementary therapy, and I have outlived one doctor’s prognosis by many years now.

I am now a complementary therapist, author of the Stop Smoking E-book at http://www.quit-smoking-ebook.com and trainer specializing in energy healing. Want to use this article? You can, as long as you credit me with it and invite your readers to get my FREE book “EFT How-To For You” at http://www.EFT-Scripts.com

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Finally – Stop Smoking Success For This Well-Deserving Cape Town Lady

Posted by – August 18, 2011

“Marcelle” (not her real name) quietly handed me her progress sheet today with nothing on it. She said the reason it was unfilled was because she had not smoked! Yes! She has now been smoke-free for a week! I am absolutely delighted, and she is very proud of herself.

When I first met Marcelle, she did not want to stop smoking. But since seeing how easily her relatives stopped, she asked to see me. This is what is so poignant about this case. Her relatives stopped in 2-3 sessions, but she needed longer. Had Marcelle come for treatment without knowing how easy it was for them, she would have probably given up giving up, like many others do, if they find out it is going to take longer. They do not understand that it is a personal thing and start blaming the process, the practitioner, anything that the hooked mind will direct the anger and frustration at. Anything, that is, except the real causes. But Marcelle trusted the process that she had seen work for others. She realised it was a personal thing, and everyone goes at their own pace. And she is a non-smoker now.

There was big theme running in Marcelle’s sessions. This was a childhood full of abuse from her mother. Now, before you think of psychology, banish that thought from your mind. Think energy healing. The problem with most talk therapy is that you talk about the problem, bring it to the surface, making the wound raw again, and not be able to do anything with it except get insights and try to get used to it. With energy healing, we simply release the energy disruption, or energy imprint, left by the traumatic events. This does for some people bring up traumatic memories of counselling or psychotherapy. If you suspect this may happen with you, and you are going for EFT energy healing treatment, then simply let your practitioner know that you have this problem. Then, they can work on releasing the trauma of going through psychotherapy out of your system first. Anyway, luckily, Marcelle had not been through this kind of trauma, and so we were able to go to this energy disruption and chip away at it session by session. After the 14th session, enough of it was gone, and Marcelle became a calm non-smoker.

 

Two important things happened in the 13th and 14th sessions. One was that we worked on some of the things her husband did which reminded her too much of her mother. And so we released that connection and the attached pain. Another is that I suspected the smoking was stubbornly refusing to go because Marcelle was undergoing a tough time with her child who was mixing with the wrong crowd, and she could not cope with the stress on her own. I wondered if this was a way for Marcelle’s subconscious to bring her back to see me for healing. And so I tapped on her as I said that she does not have to smoke to see me, and I would be more than happy to see her to support her through this difficult time. I really do not know for sure about this factor, but I treated it anyway, in case it may be a secondary gain. And today, Marcelle came to see me for just the stress-release, and it was great to see her face beaming with pride as she announced her success!

I will be continuing to see Marcelle for as long as she wants to. It certainly is cheaper and healthier than cigarettes! I am also helping her to re-gain her health after all those years of smoking damage. Well done, Marcelle. You hung on in there and refused to give up. And you are a big success. Thank you so much for your story.

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Marcelle enjoyed EFT (Emotional Freedom Techniques), kinesiology-based muscle-testing, and 635 nm cold laser. All are energy methods. All are suitable for anyone unless they have schizophrenia or are suffering with psychosis, in which case a mixture of gentle kinesiology-based methods and Reiki can be used. None of these methods are against any religion or interfere with other treatments.

Marcelle did it. Now there is no reason why you should not.

© Suzanne Zacharia 2011. My name is Suzanne Zacharia and I am committed to spreading the word about health options. I believe that the more and better options one has, the more choice there is.

A virus caught along with 5 other students at university at the end of 1986, plus medical negligence, meant that I got smokers lung at a relatively young age. In desperation for help with my symptoms and quality of life, I turned to complementary therapy, and I have outlived one doctor’s prognosis by many years now.

I am now a complementary therapist, author of the Stop Smoking E-book at http://www.quit-smoking-ebook.com and trainer specializing in energy healing. Want to use this article? You can, as long as you credit me with it and invite your readers to get my FREE book “EFT How-To For You” at http://www.EFT-Scripts.com

 

How EFT and Kinesiology-Based Methods Are Better Than Even Hypnosis To Stop Smoking

Posted by – June 23, 2011

Welcome to the continuing story of “Marcelle” (not her real name), one determined ex-smoker-to-be slowly but surely overcoming a stubborn smoking addiction. To give you some background, I have a good history of helping smokers quit in one session in London and usually within 6 sessions in Cape Town (different cultural stresses). Marcelle’s relatives quit with me in 2-3 sessions, and she does understand the benefits of going at her own pace, which is relatively slower but a very healing process.

 

We are using a mixture of EFT, Emotional Freedom Techniques, or Tapping, and kinesiology-based muscle-testing and treatment. The treatment is gentle and removes the emotional reasons behind the smoking. As these are removed, Marcelle is able to smoke less. Every time that we can, we draw up a plan to cut down on the daily number of cigarettes smoked. The last target that Marcelle had was 7 cigarettes. It is the 10th session, and Marcelle showed me her progress sheet. She had stuck to her target 3 days out of 6. On one of the days, she even went below it. So we started with a quick analysis.

The first part of the analysis was talking about the progress sheet to identify areas that needed more work. The three days of smoking more had several stress and habit factors. The most important (in my experience) were the following:
* A visit to relatives who kept giving Marcelle cigarettes to smoke with them, saying “Oh, take a cigarette”.
* A day which started with Marcelle saying to herself “Today, I’m going to improve”.

Then I started the muscle-testing. We tested for a few things that came up not relevant, and then I asked Marcelle to repeat “I´m going to improve” whilst pressing on her arm. The arm went weak. In other words, there is something about “I am going to improve” that made Marcelle fail that day. We talked a bit about that and investigated the theme of the following ideas that Marcelle felt were related:
* “My mother never stops criticizing me, and so will not stop if I stop smoking, so what’s the point”.
* “I’m going to fail anyway, so I may as well fail now”.
* “No matter how much I improve, my mother will not love me”.

I then asked Marcelle to find a time in her life that encapsulates the above. She came up with a specific childhood memory that on the surface seemed totally unrelated. But it had many aspects of root causes of smoking. The story started when Marcelle had been given some money by a visiting uncle. The rule was that she had to hand that money over to her mother. But on that occasion, Marcelle, wanting to keep the money away from her abusive mother, left to the shop as soon as the uncle had left, and she bought a big bag of sweets with all the money. Upon her return, her mother threw her out on the porch in the dark. She was out there for several hours before her father came home and let her back in. The event started at an intensity of 8. We tapped in down to about a zero, tapping on all the following aspects:
* The hurt.
* That no matter what Marcelle did, she got a hiding from her mother, so she may as well be naughty anyway.
* The danger of being out alone in the dark as a helpless child.
* That she physically could not eat all those sweets, although she had them with her when she was thrown out, and her mother and sisters finished them afterwards.
* That her mother will never stop criticizing her.
* That her mother will never act proud of her or be approving of her.
* That her mother continues to treat her badly, in start contrast to the favored sister, who gets the good treatment.
* Smoking is a rebellion against her mother, who does not like her smoking.
* Guilt about not loving her mother like a daughter “should”.

By the end of this tapping, Marcelle was so relaxed she was almost asleep. We tested again for “I’m going to improve”, and it tested strong and clear.

We then tapped on other smoking issues, clearing them. And finally we muscle-tested for a new smoking reduction plan. Marcelle tested weak for 7 cigarettes a day and strong for 6 a day and 5 a day. This is good, meaning that she really did not want to smoke more than 6. So we drew up a new plan of a maximum of 6 a day.

The plan also includes exercise. As we were setting up the new version, Marcelle proudly announced that she had had to take her jeans in at the hips. Now how’s that for a great treatment? She is losing the cigarettes and weight! And she is overcoming the many years of abuse without any psychotherapy, without painful talking about the issue over and over again, nor anything like that. Every time she leaves her session, she feels lighter and stronger, her face radiant and calm. This is why I like this treatment so much; because it is holistic and gentle, the results far-reaching into every aspect of the person´s life and well-being. Now who do you know who did hypnosis-only and got these great additional results?! As always, I look forward to the next session!

© Suzanne Zacharia 2011. My name is Suzanne Zacharia and I am committed to spreading the word about health options. I believe that the more and better options one has, the more choice there is.

A virus caught along with 5 other students at university at the end of 1986, plus medical negligence, meant that I got smokers lung at a relatively young age. In desperation for help with my symptoms and quality of life, I turned to complementary therapy, and I have outlived one doctor’s prognosis by many years now.

I am now a complementary therapist, author of the Stop Smoking E-book at http://www.quit-smoking-ebook.com and trainer specializing in energy healing. Want to use this article? You can, as long as you credit me with it and invite your readers to get my FREE book “EFT How-To For You” at http://www.EFT-Scripts.com

Latest Success In Previously-Challenging Cape Town Stop Smoking Case

Posted by – June 17, 2011

When “Marcelle” (not her real name) first came to see me, she was smoking about 15 cigarettes a day. The day before her 9th session, this was down to 7 a day. And now, after a few weeks’ stalemate, she has succeeded to stick to her last reduction plan, which was 9 cigarettes a day. Each cigarette represents negative emotion. We have been releasing plenty of these, and now, finally, the number is less than half what we started with. Marcelle was very proud.

 

If you have been following this series of articles, I am also pleased to report that the disastrous happening in Marcelle’s life is now over. The EFT we did has clearly helped her through it, as she has simply bounced back to her usual cheerful self now.

Whilst Marcelle’s relatives had quit with me in 2-3 sessions, including her husband, she does understand the benefits of going at her own pace, and that this is OK. Marcelle reported that she feels she has grown and developed through this healing journey. She has become a stronger person and feels different. This is what happens when you quit smoking using EFT, Emotional Freedom Techniques, otherwise known as Tapping. It is truly a journey to freedom from many negative emotions, so you feel lighter and calmer as a result.

We started Marcelle’s session with kinesiology-based muscle-testing. This is a biofeedback mechanism that gives information about the body and speaks with the subconscious mind. The testing revealed an imbalance in neurotransmitters on the left part of her brain. We proceeded to treat with a 635 nm cold laser.

Next came the emotional stuff underlying the smoking. I tapped on Marcelle as she verbally walked me through her average day’s smoking, from start to finish. Her voice became strained and her shoulders looked stiff when she came to one particular part, so we stopped there for tapping. The situation was teaching her grandson and helping him with his homework. The grandson insists that his teacher’s way of doing things is the right way and will not consider any other approaches that Marcelle takes. The desire to smoke after this homework session started on a 9 out of 10 intensity. Marcelle said that after all that, she needed a treat. We began tapping saying statements like “Even though I need this treat…” and “Even though I don’t want to deprive myself of this treat”. The intensity reduced to a 6 out of 10. And then I tapped on Marcelle something like “Even though he insists his teacher is right, at least he is respectful of his teachers, and that’s a great attribute than many kids don’t have”. Marcelle agreed, citing a story with one of her daughters, and how she did better when she learned to like her teacher. But still, Marcelle was unhappy about this teacher adoration, so much so, she still wanted that cigarette. I asked her if there could be a parallel in her own childhood and life where her mother favors her sister all the time. She agreed and saw the connection straight away. So we released this block with Inner Child tapping, and Marcelle no longer desired the after-homework cigarette. It was a zero intensity.

Marcelle then carried on walking me through her smoking day. We came at a point which I know from experience to be relevant. This was a cigarette smoked with a favorite close person. The person in question was her aunt, let’s call her “Auntie Nelly”. We started at a need to smoke with Auntie Nelly of 6 out of 10, which went down to 5 after some tapping. I kept tapping on Marcelle as I asked her if this aunt is like a mother to her, since her mother was abusive and not like a mother. Marcelle agreed, and we tapped on all aspects of this, until finally, the desire was about a zero, and Marcelle could see herself happily just being with Auntie Nellie as she alone smoked. The bond keeping the two so close together was love, and there was no need to cement it with a cigarette.

Lastly, we tapped on one more daily cigarette, and moved on to the muscle-testing. 7 Cigarettes a day tested strong, and 6 and 5 a day were weaker, so we set anew target of 7 cigarettes a day. I look forward to our next session!

© Suzanne Zacharia 2011. My name is Suzanne Zacharia and I am committed to spreading the word about health options. I believe that the more and better options one has, the more choice there is.

A virus caught along with 5 other students at university at the end of 1986, plus medical negligence, meant that I got smokers lung at a relatively young age. In desperation for help with my symptoms and quality of life, I turned to complementary therapy, and I have outlived one doctor’s prognosis by many years now.

I am now a complementary therapist, author of the Stop Smoking E-book at http://www.quit-smoking-ebook.com and trainer specializing in energy healing. Want to use this article? You can, as long as you credit me with it and invite your readers to get my FREE book “EFT How-To For You” at http://www.EFT-Scripts.com

Stop Smoking EFT and Kinesiology-Based Muscle Testing Cape Town – Marcelle, 3rd Session

Posted by – May 1, 2011

“Marcelle” (not her real name) is seeing me for stopping smoking. I have previously helped some of her relatives, and she wanted to stop smoking with me. She had tried before on her own and lasted about one day. She is now on my reduction plan, where we reduce smoking until she stops. This is a plan that works very well for smokers in Cape Town, where the pressures of life mean that quitting in one session is a rare possibility. This is unlike my home town of London, where most people could easily stop in one session. In Cape Town, I now use EFT tapping and Kinesiology-based muscle testing for treatment and accurate gauging of the reduction plan, and the combination works like magic. I am really delighted that Marcelle gave permission to write her stop-smoking journey, so that others can know just how easy and complete this combination can be.

 

The third session went off to a great start. Marcelle had reduced her smoking even further than expected. The reason was that despite a huge challenge which would have sent her straight to the cigarettes, she was able to remain strong by doing her homework! This was a simple adaptation of EFT tapping called rant-and-tap, where you tap on favorite or emergency points over and over again whilst talking or thinking about what is bothering you. This was Marcelle’s mother being abusive, and Marcelle handled the situation very well. I also think that treating some of the mother root causes had taken a good chunk of the reasons to smoke out of Marcelle’s energy system, leaving her stronger overall. Marcelle was justifiably proud of her achievement as she told me how she decided to tap as soon as she needed to, thereby being able to overcome what was a strong urge to smoke.

We then started looking for smoking triggers. I asked Marcelle to imagine she is looking at a DVD of her life, going back and forth in time, until it reached an incident or a time where she felt like smoking. This was after a meal. I asked her where she was in the DVD and who was with her. She said she was in the lounge on her own. So we tapped on that scenario, using wording like “Even though I have this after eating cigarette desire…” as well as what I call Ericksonian EFT, where I tell a thought-changing hypnotic story as we tap. The desire went from a 6 out of 10 to a 3 to a 2, where it stayed. Sensing that probing further was not appropriate, I decided it was good enough and moved on.

Next, I asked Marcelle about her smoking desire at a forthcoming social event. It was a 3 out of 10. I tapped with her on all aspects I could think of, but then she suddenly said that it was the car journey where she saw herself smoking. We had only just started to tap on that when out tumbled a surprising root cause. Marcelle had been in a terrifying car accident some 20 years or more previously. So we tapped on all the points whilst she told me about the car accident, so that we can release it from her system gently. I kept asking her questions about it that she had to answer, all very gently of course. And at the end of that tapping, the desire to smoke in the car was under a 1 out of 10. All very good!

We then tapped on the smoking desire when Marcelle got up in the night. This went from a 7 out of 10 to a 4 to a 2. We used wording such as “Even though I need this night cigarette…” and mentally walked through the processes we tapped.

And finally, we muscle-tested for the minimum number of cigarettes Marcelle could easily have, and this turned out to be 6. So I gave her a target of 6-9 per day to aim for till next time.

© Suzanne Zacharia 2011. My name is Suzanne Zacharia and I am committed to spreading the word about health options. I believe that the more and better options one has, the more choice there is.

A virus caught along with 5 other students at university at the end of 1986, plus medical negligence, meant that I got smokers lung at a relatively young age. In desperation for help with my symptoms and quality of life, I turned to complementary therapy, and I have outlived one doctor’s prognosis by many years now.

I am now a complementary therapist, author of the Stop Smoking E-book at http://www.quit-smoking-ebook.com and trainer specializing in energy healing. Want to use this article? You can, as long as you credit me with it and invite your readers to get my FREE book “EFT How-To For You” at http://www.EFT-Scripts.com

Stop Smoking EFT and Kinesiology-Based Muscle Testing Cape Town – Marcelle, 2nd Session

Posted by – May 1, 2011

 

“Marcelle” (name changed) is on a reduction plan to stop smoking for good. The way it works is as follows. Every session, we release as much as we can of the reasons behind the smoking. We are doing this with EFT, otherwise known as Emotional Freedom Techniques or Tapping. Then we do an objective assessment, with Kinesiology-based muscle-testing, of how many cigarettes we can comfortably reduce to. We are doing this all the way to zero, and progress so far is successfully on track. I am indeed grateful to Marcelle for letting me write her story. It is written soon after it happens. This way, you can tell that it is real.

On her second session, Marcelle announced that she had indeed stuck to our agreed reduction plan for about 3 days. Then she struggled to cope with that number all of a sudden. I thought that was strange, because we had muscle-tested for accuracy in determining that figure. So I wondered what went wrong. Marcelle seemed very ashamed of herself and very despondent because of this. After further gentle questioning, Marcelle revealed what had really happened. Her abusive mother had visited around Day 3 and proceeded to deeply personally insult Marcelle’s teenage daughter, being very abusive and totally freaking out. Marcelle tried to verbally defend her daughter, but her mother carried on with the tirade of abuse. I asked Marcelle whether in the light of this information, it made sense that she was stressed and needed to calm herself with a cigarette. She agreed. We then started the tapping.

We started tapping on something like “Even though I have this feeling about when my mother came over and freaked out…”, interspersed with just tap-and-rant. Tap-and-rant is when you just tap on all the points you use whilst telling about what happened. This event came down from a out of 10 to a 4, and then a 2. We then tapped on all the points as started to figure out solutions to protect Marcelle from her mother and her children from their abusive grandmother. We came to many ideas, some of which Marcelle has successfully put in place after this session (I write this after our third), and as a result, Marcelle did very well with her reduction plan after this session. Next, I asked her for a time when her mother was abusive to her, maybe in childhood. Marcelle came up with a time when she was 12 and her mother accused her of stealing an item of jewellery and called the police to take her away. The police took the 12-year-old child away for questioning. This was in the old South Africa, so I can imagine this was not a gentle experience. The police believed Marcelle and called the mother to come and take her back home. Afterwards, the thief was found, but not reported, and Marcelle did not receive an apology either. This event started at an intensity of 7 out of 10, and with some inner child work, we reduced it to a 1. We then re-visited the recent mother freaking out incident, and Marcelle said it was now simply a “bright light”. She was peaceful.

We then muscle-tested for emotions and aspects that weaken Marcelle where cigarettes were concerned. We came up with Rejection and Sleep problems due to a hypothalamus challenge. We tapped for both, and then we muscle-tested for number of cigarettes to cut down to. This was 11-12 a day, and Marcelle was able to even reduce further, because she carried out her homework brilliantly! This was simply tap-and-rant!

In the next article in this series (which in most browsers appears just above this one), I tell you how Marcelle exceeded our expectations and how the third session revealed an interesting twist to the need to smoke in the car.

© Suzanne Zacharia 2011. My name is Suzanne Zacharia and I am committed to spreading the word about health options. I believe that the more and better options one has, the more choice there is.

A virus caught along with 5 other students at university at the end of 1986, plus medical negligence, meant that I got smokers lung at a relatively young age. In desperation for help with my symptoms and quality of life, I turned to complementary therapy, and I have outlived one doctor’s prognosis by many years now.

I am now a complementary therapist, author of the Stop Smoking E-book at http://www.stop-smoking-ebooks.com and trainer specializing in energy healing. Want to use this article? You can, as long as you credit me with it and invite your readers to get my FREE book “EFT How-To For You” at http://www.EFT-Scripts.com

Stop Smoking EFT Cape Town Case Study – 3 Emotional Root Causes

Posted by – April 24, 2011

“Marcelle” is seeing me for stopping smoking. We are doing a gradual cut-down plan, which is great for smokers who have a large emotional element to their smoking and therefore cannot stop in just one session. To do this, we do as much treatment as we can fit into each session and assess at the end how free Marcelle is, cutting down accordingly. This is a relatively easy and pain-free process.

We are carrying out the treatment using Emotional Freedom Techniques (EFT) and kinesiology-based muscle-testing and treatment. EFT involves stimulating the end-points of certain meridian energy lines whilst using releasing wording. Muscle-testing is based on kinesiology techniques, and is a fairly accurate diagnostic tool for determining the state of mind of the client. EFT is my method of choice for releasing the underlying emotions to the urge to smoke. The muscle-testing helps me determine how successful we have been in an objective way, so than we can then plan the next step forward. EFT gave Marcelle a great deal of calm in this session. Like any other healing modality, EFT sometimes results in a gentle release, and this time the release was with a few tears, but this soon went away, and Marcelle was left with feelings of peace and calm, and desire to move forward. She had seen how a relative had released with laughter when they attended their sessions, and so she knew she was safe and protected in her session. Although EFT can be self-applied, I find that tapping on clients whilst they are lying down comfortably is gentler for big traumas. And Marcelle had given me a big trauma behind her smoking urges. We approached this very gently, and in this session, I chose to only take the edges off it, so that Marcelle would be thoroughly comfortable with the process. But before we approached this trauma, we worked on a general fear and on an innocuous specific smoking issue. This was to help Marcelle ease into the treatment and feel happily confident about it. So, in this session, we made good headway with three emotional root causes:

1. The fear of stopping smoking.
2. Overeating, which was kept at bay with smoking.
3. Childhood trauma of physical and emotional abuse.

Marcelle reported a fear of stopping smoking of value 10 out of 10 before we started. So I started with “Even though there is this fear of stopping smoking…” and peppered it with statements that made it comical, like “Oh my God, what am I going to do” in a funny tone of voice, which also helped Marcelle feel more at ease. We then took a detour to tap on overeating. I started by tapping “Even if you didn’t smoke, there is the fear of eating more, you can deeply accept yourself anyway”. We tapped around on this theme, and then I asked her if she did not smoke, what would she most likely binge on? She said “Luxury”. I asked her which luxury, to which she replied “Wholenut chocolate”. This immediately implied a need for luxury, rewards, a treat, and feelings of deprivation. So we tapped on all those. And we tapped on “this Wholenut chocolate desire” too. The chocolate desire went from a 5 out of 10 to a 2 and ended at about zero. After that, the fear of stopping smoking was down to a 5 out of 10 – half its value just 20 minutes previously. Next we started working on the trauma. Marcelle had said that she was the black sheep of her family, always blamed for anything and given hidings. I asked her how upset she felt when I said “black sheep of the family”, and she said 5. We tapped very gently on this statement and it went from a 5 out of 10 to a then a 1. We used gentle EFT with some inner child work, helping the young Marcelle feel good about herself, exonerating her from blame and taking her to a safe nice place. After that, the fear of stopping smoking was a 3, although we had not worked directly on it again. I explained that this was because the childhood trauma was a root cause of the smoking, and that by releasing it, we can move forward with ease. At the end of the session, we used muscle-testing to objectively determine how many cigarettes a day Marcelle can cut down to. This was 12 a day, 3 less than usual. I gave her a simple EFT tapping to do on the Karate chop as homework, and we set the next appointment.

Read on in this series of articles to see how Marcelle is doing. These are written as they happen, so that anyone who is looking for help can know that they are real, genuine treatments. Whether you are looking to stop smoking, or if you are a stop-smoking practitioner, I hope this article has given you useful ideas. And many thanks to my lovely client for permission to write about her case.

© Suzanne Zacharia 2011. My name is Suzanne Zacharia and I am committed to spreading the word about health options. I believe that the more and better options one has, the more choice there is.

A virus caught along with 5 other students at university at the end of 1986, plus medical negligence, meant that I got smokers lung at a relatively young age. In desperation for help with my symptoms and quality of life, I turned to complementary therapy, and I have outlived one doctor’s prognosis by many years now.

I am now a complementary therapist, author of the Stop Smoking E-book at http://www.quit-smoking-ebook.com and trainer specializing in energy healing. Want to use this article? You can, as long as you credit me with it and invite your readers to get my FREE book “EFT How-To For You” at http://www.EFT-Scripts.com

Stop Smoking EFT and Kinesiology-Based Testing in Cape Town – Case History and Background

Posted by – April 24, 2011

“Marcelle” saw her family benefit from EFT tapping and Kinesiology-based muscle-testing and treatment. She was interested in stopping smoking using these techniques. And I am delighted that she has graciously agreed for me to write about her treatment so that others can benefit from this powerful combination. I am writing about “Marcelle’s” treatment as it unfolds, so you know that it is for real.

 

Marcelle was a 15-a-day smoker. In my experience, this implies deep emotional reasons for smoking. A 20-a-day or 10-a-day smoker tends to smoke one packet and when finished, simply have to stop for that day. There are packets of 20 for most smokers, which supply enough cigarettes to fit into the hours available normally for smoking. And the packets of 10 are usually used in Cape Town by those who cannot quite afford a packet of 20 and have to ration their cigarettes to last. For someone who is more physically than emotionally addicted to contain themselves and not smoke the 5 remaining in a packet of 20 is very unusual. And so, I was not surprised to learn that underneath that strong exterior, there was some past turmoil for Marcelle to release.

Marcelle had been the black sheep of her family of 7. She was blamed in childhood for whatever went wrong, and then given a hiding for it. She had recurring lower back pain in the coccyx or SI joint area, which in terms of energy healing means the need to let go of issues, an insecurity, and the need to belong or feelings of rejection. It transpired that the latter was indeed the case, as she had been picked on at school by snobbish children. The pain has been more prevalent in just over the past year without any obvious physical cause, which suggests that something emotionally significant has occurred just before a year ago. Marcelle also has had a few health scares in the past year or so, including a benign breast cyst, as well as challenges with blood sugar levels and high blood pressure for a couple of months. The health scares also indicate some emotional stresses at the time. Luckily, family members with problems that may have contributed to this stress have already been successfully treated, but it is something to watch out for anyway, in case Marcelle has any residual stress from that lurking about in her energy system.

Armed with information, we proceeded with the first session. We treated mainly one general issue from childhood, in order to reduce its impact on the need to smoke. We then determined that is was good to proceed with cutting down to 12 cigarettes a day, I gave Marcelle simple, non-triggering homework to do, and we happily arranged our next appointment. I predict that Marcelle will be mostly able to stick to the 12-a-day agreed reduction, and that we will be able to reduce this further next time. She knows that her treatment will not be as fast as some relatives’ treatments and is happy with waiting. Mostly, this is because she knows that everything will proceed at a pace that is very comfortable for her, and that it will be easy for her to succeed.

EFT is a great way to release the emotional (otherwise referred to as habitual) components of smoking gently and effectively. Short for Emotional Freedom Techniques, EFT involves stimulating easy-to-reach acupressure points whilst repeating a releasing phrase. EFT is best performed in the waking state, where you are fully awake, and you remain conscious at all times. Kinesiology-based muscle-testing is a remarkable tool where the muscles in an arm or leg are used for bio-feedback from the mind-body. Using this bio-feedback enables a quick and far-reaching conversation with the unconscious mind that you can experience in the waking state. This in turn enables a fast and effective negotiation with the unconscious mind that enables you to break past barriers to success and move forward towards your goals. Thank you, Marcelle, for providing this case study for the benefit of all.

© Suzanne Zacharia 2011. My name is Suzanne Zacharia and I am committed to spreading the word about health options. I believe that the more and better options one has, the more choice there is.

A virus caught along with 5 other students at university at the end of 1986, plus medical negligence, meant that I got smokers lung at a relatively young age. In desperation for help with my symptoms and quality of life, I turned to complementary therapy, and I have outlived one doctor’s prognosis by many years now.

I am now a complementary therapist, author of the Stop Smoking E-book at http://www.quit-smoking-ebook.com and trainer specializing in energy healing. Want to use this article? You can, as long as you credit me with it and invite your readers to get my FREE book “EFT How-To For You” at http://www.EFT-Scripts.com

Stop Smoking By Solving These Reasons

Posted by – March 28, 2011

So you want to stop smoking. It is good to take some time first to ask yourself why. The reasons why you want to stop can be a very strong incentive and motivation for you, and that is all good and well. But these are not the real reasons that I am talking about.

You may have expected to read motivation in this article to keep strong. For example, motivation about your health, your family, your looks, your teeth, all the money you will save, your smell, and your freedom from the constrictive habit, to name just a few of the common reasons. But just suspend your beliefs for a while and let me show you some other reasons.

* Smoking to relax.
* Smoking to de-stress.
* Smoking when bored at work.
* Smoking in order to go to the toilet in the morning.
* Smoking with your coffee, because the two have always gone so well together.
* Smoking with a friend.
* Smoking to rebel against a parent or teacher.
* Because it makes conversation easier in social situations.
* Because it helps you when you have a drink.
* Because it reminds you of the strong bond between you and your smoking family.
* Because it helps you concentrate on your work or studies.
* Because it is a luxury, and you deserve a treat.
* If you stop, you will eat and eat and put on weight.
* If you stop, you will feel nervous or anxious.
* If you stop, you may feel angry and irritable.
* If you stop, you may have difficulty sleeping.
* If you stop, you may feel deprived.
* If you stop, you may feel moody.

So, amongst these are reasons why you smoke. Armed with these reasons, and maybe a few more of your own, you now have a list of reasons that bind you to the smoking. Release these reasons, and you release that link to smoking. Every one of these reasons is a block in your path to success. But with the right techniques, you can bulldoze your way through and smash every block to smithereens! You can release every one of those reasons out of your system and break free!

The best method I know of to help you do just that is EFT, or Emotional Freedom Techniques. known also as Tapping, EFT uses a combination of acupressure and releasing wording to set you free the really easy way. It is suitable for almost everyone, unless you have schizophrenia or psychosis, in which case other methods are recommended, such as the gentler energy techniques like Reiki or Kinesiology. Whatever route you take, I wish you every success breaking through those reasons and reaching that beautiful place of freedom!

© Suzanne Zacharia 2011. My name is Suzanne Zacharia and I am committed to spreading the word about health options. I believe that the more and better options one has, the more choice there is.

A virus caught along with 5 other students at university at the end of 1986, plus medical negligence, meant that I got smokers lung at a relatively young age. In desperation for help with my symptoms and quality of life, I turned to complementary therapy, and I have outlived one doctor’s prognosis by many years now.

I am now a complementary therapist, author of the Stop Smoking E-book at http://www.quit-smoking-ebook.com and trainer specializing in energy healing. Want to use this article? You can, as long as you credit me with it and invite your readers to get my FREE book “EFT How-To For You” at http://www.EFT-Scripts.com